You can easily teach your child the value of money and why it pays to save.
Our account is just as suitable for pocket money or gifts from grandparents as it is for the first salary.
Guardians can see your child's account balance in your app.
Money can be transferred to your child in real-time.
A standing order can be set up for pocket money.
The debit card includes parental controls. Payments to gambling and other adult sites are blocked.
The account cannot be overdrawn. In addition, you can set a spending limit.
Deposit to account
Name your account
(personalized IBAN)
1x free Visa Debit card plus an instant virtual card
Mobile Payment (Apple Pay, Google Pay & Samsung Pay)
YAPSTER-2-YAPSTER Payment
Domestic payment, QR Bill, eBill
Bank transfer abroad
Without an exchange rate surcharge,
0.75 - 1.65% fee
Cash withdrawals in Switzerland
in CHF (all providers), 2.-
Cash withdrawals in Switzerland
in EUR (all providers), 5.-
Cash withdrawals internationally, 1,50%
Replace card in CHF (new card immediately available), 20.-
Special cases (per 15 minutes), 25.-
You must be at least 7 years old.
You need your smartphone or tablet and your email, ideally your cell phone number.
A parent or guardian needs a YAPEAL account.
We recommend setting up the account with your parents or a guardian.